Monday, August 16, 2010

Evaluating A Credit Repair Companies Integrity

You may have heard on the news that credit repair scams are poisoning consumer faith. The press decided that if a credit repair company asks for money up-front they are automatically a scam. While Innovative Credit Consultants does not take any money up-front, this kind of generalization is misleading.

A business offering any service has a plan of operation, a way of doing things. All businesses provide a product for profit. This is how industry operates. While there are professional credit repair companies that are not considerate and collect a sign up fee, recognizing a credit repair scam is more involved.

The press doesn't seem to understand that changes in our economy and technology demand a resource for credit repair that is ethical and useful. The press would rather highlight the bad instead of the good. The truth is, consumer credit is a stressful topic and everyone wants better credit but doesn't believe it is possible. So how do you know if a credit repair company is worth it?

Right now leading credit repair companies are taking money up front and worse. Consumers need to be informed that there are other signs to look for when determining a credit repair company's integrity. For example: You will notice "top credit repair company's" offer credit repair packages. You can choose one of three packages and each costs a little more then the other. Wouldn't a reputable credit repair company have one plan of action, one flat rate, one formula for credit repair? While they may have a staff that can repair your credit the company manipulates consumer ignorance to make more money. They basically say: "You want your credit repaired- do you want small, medium or large?" Shouldn't there only be one way to repair your credit, the right way? Shouldn't this one method be ethical, effective and cost one price? Yes- Innovative Credit Consultants thinks so.

Another sign that a company doesn't care about you or your credit is: they drag out the process to make more money by charging a monthly fee. These companies take their time on purpose. They trick consumers with a small dollar amount, say under 40 dollars, so people think they aren't being charged a lot. Then 8 months later and 8 months of charges later, the disputing process is still occurring and your credit remains unchanged.

Also, credit repair companies use fancy talk and try to impress people with this empty promise that lawyers work the file. This is not true. Read between the lines, a lawyer is not needed to accurately dispute a credit report and you better believe, you are getting a paralegal at best. Innovative Credit Consultants gives each client one credit repair professional to work with. Clients are not bounced around from person to person or forced to re-tell their story every time they call. ICC is not run like a factory or trying to come off as this larger then life legal house. Personalized credit repair consulting is available at ICC. Real people work here who understand what is happening in our economy and who have been working as credit repair professionals for years.

We have noticed that our competitors ask, "what's the first thing you are going to buy or get when your credit is fixed?" This question represents a clever company looking to make money. Why is this a problem, what if the company
can fix your credit? This kind of question proves that their motive is to rope you in, not lead you to credit safety. Questions like this show a company is in it for themselves and most likely will give you bad advice as you continue.

Well guess what?
There is a credit repair company that is concerned for your well being who can actually help. There is a credit repair company that puts clients needs first. We could go on and on about the greed that has interrupted our forum for ethical credit repair.

More importantly lets recap how ICC works!

Innovative Credit Consultants is the only performance based credit repair company out there!
No money up-front!
Free Credit Report Evaluation!
Free Credit Repair Consultation!
Free Customized Credit Repair Plan!
No Monthly Fees!
We do not charge for our time!
Pay per deleted/repaired item only and only after the item is removed.
If we do not get the item deleted you do not pay!

Anyone can receive a credit report evaluation----obligation free.
Get the right information, the first time and make your credit count.

Exceptional Customer Service & Ethical, Smart Credit Repair Solutions = ICC!
Visit www.icreditinc.com to benefit!

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